The following is a post from Tonya at Budget and the Beach. Enjoy!
I have a bit of a confession to make: There have been times towards the end of any given month, that I will go a bit crazy with my spending, and not track those last couple of days in my budget (GASP!).
I’m not talking so much about huge things like trips, clothes, gadgets, etc, but if I’m over my grocery budget per say, and what I really should be doing is eating whatever scraps I have left in my fridge and cupboard, I will ignore my budget and buy whatever it is I need, then just not track it. What, do I figure I was “good” for 27 days so those last 3 don’t count?
I have the same issue with food tracking, although I’m less concerned with my calorie and food intake than I am with my budget. But I notice that I will “conveniently” not track in Myfitnesspal.com on days where I’ve had some chips, crackers, sweets, or alcohol…as if not tracking them makes those calories somehow disappear.
But the funny part is, I’m only cheating myself!!! It’s not like I have a parent, teacher, or boss making sure my numbers in my budget balance, or I’m at or under my calorie intake for the day. Nope, it’s just me being accountable for me, and when I slip up I’m not hurting anyone but myself.
It’s not just me doing these things either…I read others making excuses all the time:
“I want to exercise but the reason I haven’t is because of _____.”
“I know I should be side hustling to make more money to pay off my debt, but first I want to buy _____ because of _____.”
“I really want a boyfriend/girlfriend, but _____.”
I used to be guilty of that last one. I’d say I want to be in a relationship, but I hate online dating. Finally I had to own up to that and say, “you know I’m just OK being single and if something happens the old-fashioned way, then cool, and if not, so be it.”
Once I owned that, I freed myself up from the guilt that I should be doing something that I really don’t want to be doing (online dating, not dating in general).
When it comes down to all these excuses, no one out there really cares. It’s true. It’s like you’re just trying to somehow justify it to the world. But the rest of the world is too busy with their own excuses.
If you think I’m throwing you all under the bus as if I’m some perfect angel, I’ll give you another example of how I’m so not an angel.
I had, for a long time, complained about certain projects that I’ve worked on as a freelancer, yet I did nothing proactive to get out of the situation or improve it. I used the excuse that I was too tired at the end of the day to look for jobs online.
Did anyone feel sorry for me? No. Should they? Nope! And at the end of the day, I was still the one running on the same hamster wheel bitching and moaning.
So when it comes to my budget, I either need to own up to overspending and put a stop to it, or earn more or re-categorize some things so I’m not overspending. Or at the very least, make sure I plug the numbers in even though I know I’m in the red in certain areas.
What part of your life are you making too many excuses?